More contributions, for longer, for less benefit - that's what's proposed for public sector pensions.
Potential reforms being presented in the April sitting of Tynwald are expected to improve the sustainability of pension schemes.
The changes could mean public service staff will have to top up their pension pot by up to 50 per cent more than they have before.
6,000 pensioners from across government services are currently in the system.
Chief executive of the Public Sector Pensions Authority Ian Murray explains what's being proposed to 'alleviate' the 'legacy' funding gap:
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