Don't wake up with a 'Christmas debt hangover' - that's the warning from the Office of Fair Trading.
As the festive period draws in the OFT says it's easy for people to get carried away whilst buying gifts and treats.
It wants people to make a budget and stick to it, consider there are still bills to pay, shop around and be careful with credit.
Chief executive John Peet says with it being less than a month until Christmas it's important not to get caught up in the hype:
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